Earn Loyalty Points® and rewards faster – plus enjoy $0 foreign transaction fees.
Earn up to 2X the points on purchases you make every day, then redeem points for exclusive rewards, including cash deposits into your Edward Jones account of choice!
During each 12-month billing cycle, earn:
- 1.5 Loyalty Points® on every eligible net $1 spent up to $20,0001
- 2 Loyalty Points® on every eligible net $1 spent over $20,0001
- PLUS 4 Bonus Loyalty Points® on prepaid hotels and car rentals2
Valuable Loyalty Rewards®
Enjoy your choice of rewards — exclusive Edward Jones Loyalty Invest™ deposits, or unlimited cash back, travel awards, gift cards, merchandise and charitable donations.
Exceptional Cardmember Benefits
For everyday protection:
- Enhanced ID Theft Protection
- Zero Fraud Liability3 for unauthorized transactions
- Free Spend Analysis Tool
- Free Credit Score4 powered by TransUnion®
- Contactless Payments for convenient, secure purchases
For unique experiences and value:
- Mastercard Golf Privileges
- Priceless® Offers and Experiences
- No Foreign Transaction Fees on purchases outside the U.S.
- No Annual Fee
World cardmembers enjoy travel benefits, such as:
- Luxury Hotel and Resort Amenities
- Travel Accident Insurance with Trip Cancellation5
- And more!
Purchase APR
Variable APR, currently 19.24% to 29.99%. See Terms and Conditions for complete details.
Minimum Requirements
Applicant must be 18 years of age and have a U.S. address and Social Security number.
We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 Account must be open and in good standing to earn and redeem rewards and benefits. Loyalty Points® are based on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn Loyalty Points®, such as Balance Transfers, Cash Advances, and purchases of cash convertible items. No specified spend categories and no online enrollment required. Loyalty Points® expire five years from the end of the calendar quarter in which they are earned. Upon approval, refer to your Cardmember Agreement for additional information.
2 Edward Jones Mastercard members will earn four (4) additional Loyalty Points® for every $1 in eligible net purchases spent on prepaid car and hotel reservations made in the online Rewards Travel Center using the Edward Jones card. These are 4 bonus points over the base earn. Base points may vary by credit card product. Please allow 1-2 statement billing cycles for your bonus points to appear on your credit card statement. Refer to the Rewards Center for full details.
3 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Visit mastercard.us/zeroliability for more information.
4 Free credit score access, Alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to Elan Online Access customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the Mobile App. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by Elan Financial Services to make credit decisions.
5 Worldwide Travel Accident Insurance: You and your eligible dependents are each covered for Accidental Death and Dismemberment Insurance, at no extra cost, whenever you have charged to your Edward Jones World Mastercard the entire cost of your travel fares on a common carrier (train, plane, bus or ship). Restrictions and limitations apply. Please refer to your Mastercard Guide to Benefits for details.
The creditor and issuer of your credit card is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
