Manage business expenses while earning rewards – and enjoy $0 foreign transaction fees.
With the Edward Jones Business Plus Card, your everyday purchases can be an investment in your business. Earn up to 2X points redeemable for exclusive rewards, including cash deposits into your Edward Jones account of choice!
During each 12-month billing cycle, earn:
- 1.5 Loyalty Points® on every eligible net $1 spent up to $40,0001
- 2 Loyalty Points® on every eligible net $1 spent over $40,0001
- PLUS 4 Bonus Loyalty Points® on prepaid hotels and car rentals7
Special Offer!
- $150 Edward Jones Loyalty Invest™ Deposit after you spend $1,000 on your card within 90 days of opening your account.2
PLUS:
- 0% Introductory APR3 for 12 billing cycles on balances transferred within 60 days of account opening; after that a variable APR, currently 19.24%-29.24% — AND— 0% Introductory fee for balances transferred within 60 days of account opening; after that balance transfer fees of 3% of each transfer amount ($5 minimum) apply.
Valuable Loyalty Rewards®
Enjoy your choice of rewards — exclusive Edward Jones Loyalty Invest™ deposits, or unlimited cash back (statement credit), travel awards, gift cards, merchandise and charitable donations.
Exceptional Cardmember Benefits
For everyday protection:
- Enhanced ID Theft Protection
- Zero Fraud Liability4 for unauthorized transactions
- Free Credit Score5 powered by TransUnion®
- Purchase Assurance and Extended Warranty
- Contactless Payments for convenient, secure purchases
For unique experiences and value:
- Mastercard Golf Privileges
- Priceless® Offers and Experiences
- No Foreign Transaction Fees on purchases outside the U.S.
- No Annual Fee with at least one annual card purchase; otherwise $25
Valuable business tools:
- Free Spend Analysis for tracking business expenses
- Mobile Receipt Management
For travel security:
- MasterAssist Travel Assistance Services
- Car Rental MasterRental Insurance6
- Travel Accident Insurance with Trip Cancellation7
Purchase APR
Variable APR, currently 19.24% to 29.24%. See Terms and Conditions for complete details.
Minimum Requirements
Authorized Officer must be 18 years of age, have a U.S. address, and a Social Security number. There are no requirements for minimum time in business.
We may change APRs, fees, and other account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 Account must be open and in good standing to earn and redeem rewards and benefits. Loyalty Points® are based on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn Loyalty Points®, such as Balance Transfers, Cash Advances, and purchases of cash convertible items. No specified spend categories and no online enrollment required. Loyalty Points® expire five years from the end of the calendar quarter in which they are earned. Upon approval, refer to your Cardmember Agreement for additional information.
2 Spend $1,000 in eligible net purchases within the first 90 days of account opening, and 15,000 Loyalty Points® will be credited to your account 6-8 weeks after the 90-day period. See footnote 1 for information on eligible net purchases. The 15,000 Loyalty Points® can be redeemed for up to a $150 Loyalty Invest cash deposit into the Edward Jones Investment Account of your choice. Your account must remain open, have available credit and be current (no minimum payment past due) to qualify.
3 The 0% introductory APR applies to balance transfers made within 60 days of account opening. The introductory rate does not apply to purchases or cash advances. The introductory rate will end early and increase to the APR for Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.
4 Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Visit mastercard.us/zeroliability for more information.
5 Free credit score access, Alerts and Score Simulator through TransUnion's CreditView™ Dashboard are available to Elan Online Access customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for the Alert functionality. Free credit score access is not available in the Mobile App. The free VantageScore® credit score from TransUnion® is for educational purposes only and not used by Elan Financial Services to make credit decisions.
6 Certain terms, conditions and exclusions apply. Upon approval, please refer to your Mastercard Guide to Benefits for further details and to determine if the auto rental coverage is right for you.
7 Edward Jones Mastercard members will earn four (4) additional Loyalty Points® for every $1 in eligible net purchases spent on prepaid car and hotel reservations made in the online Rewards Travel Center using the Edward Jones card. These are 4 bonus points over the base earn. Base points may vary by credit card product. Please allow 1-2 statement billing cycles for your bonus points to appear on your credit card statement. Refer to the Rewards Center for full details.
The creditor and issuer of your credit card is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
